Legal

Usage of this site is subject to the terms and conditions set out below.

Legal Information

Legal Statement

Capitalifeandpensions.co.uk (the Site) is owned and operated by Capita plc whose registered office is 71 Victoria Street, London, SW1H 0XA.  Registered in England no: 2081330 VAT no: 618184140. Please read these terms and conditions and the Privacy and Information Policies. By accessing and using the Site you are agreeing to these terms and conditions (including our Privacy and Information Policies) and any access to and use of the Site is therefore subject to the following terms and conditions and the laws of England and Wales.

Copyright

Copyright © Capita plc 2017. All rights reserved. All copyright and other intellectual property rights in all text, images, sounds, software and other materials on this Site are owned by Capita plc and affiliated companies, or are included with permission of the relevant owner. References to affiliates or affiliated companies shall include all members of Capita plc.

You are permitted to browse this Site and to reproduce extracts by way of printing, downloading and by distribution to other people but, in all cases, for non-commercial, informational and personal purposes only. No reproduction of any part of the Site may be sold or distributed for commercial gain, nor shall it be modified or incorporated in any other work, publication or site. No other licence or right is granted.

Trade mark

All trade marks displayed on this Site are either owned or used under licence by Capita plc and affiliates.

Securities

No information on the Site shall constitute an invitation to invest in Capita plc or any affiliate. The price of shares and the income derived from them can go down as well as up and investors may not get back the amount originally invested. Past performance is not necessarily a guide to future performance.

Content

The information on this Site has been included in good faith but is for general informational purposes only. It should not be relied on for any specific purpose and no representation or warranty is given as regards its accuracy or completeness. No representation or warranty is given that the Site is free from infection by viruses, trojan horses, worms or anything else that has contaminating or destructive properties.

To the fullest extent permissible by law, Capita plc, any of its affiliates or their employees shall not be liable for any loss, damage or expense howsoever arising (whether caused by negligence or otherwise) out of any access to or use of this Site or any site linked to it including, without limitation, any loss of profit, indirect, incidental or consequential loss. To the fullest extent permissible by law, all warranties, conditions or duties of every nature whatsoever including without limitation any implied warranties of satisfactory quality or of fitness for a particular purpose, and express or statutory warranties are expressly excluded.

Use

Your information and activity on this Site must not:

  • be false, inaccurate or misleading;
  • be in breach of any applicable laws, regulations, licences, or third party rights;
  • interfere in any way with the proper working of the Site and in particular you must not circumvent security, tamper with, hack into or disrupt the operation of the Site or surreptitiously intercept, access without authority or expropriate any system, data or personal information as defined in the Data Protection Act 1998 (as amended from time to time).

This Site is intended normally to be available 24 hours a day and 7 days a week. Capita plc will not be liable for any failure to achieve this level of availability.

The Site may be suspended temporarily and without notice in circumstances of system failure, maintenance or repair or for reasons beyond the control of Capita plc.

You agree to fully reimburse Capita plc in respect of all losses, costs, actions, claims, and liabilities incurred by Capita plc or its affiliates as a result of any breach or non-observance by you of these terms or any data submitted by you to us.

Capita plc will make all reasonable attempts to exclude viruses (and similar destructive devices) from the Site but cannot guarantee the exclusion of viruses (and similar destructive devices) and you should take appropriate steps in respect of this risk.

Amendments

Capita plc reserves the right to make amendments and changes to the information on the Site and any references to details of products or services, including pricing, are subject to change without notice.

Variation

Capita plc reserves the right to make amendments and changes to these terms and conditions without notice to you from time to time to reflect changes in market conditions affecting Capita’s business, changes in technology, changes in payment methods, changes in relevant laws and regulatory requirements, and any other changes as required.

Linked sites

At various points throughout the Site you may be offered automatic links to other internet sites relevant to a particular aspect of this Site. This does not indicate that Capita plc or affiliates are necessarily associated with any of these other sites or their owners. While it is the intention of Capita plc that you should find these other sites of interest, Capita plc any of its affiliates or their employees shall not have any responsibility or liability of any nature for these other sites or information contained in them.

Prevention of modern slavery

Please click here to view our prevention of modern slavery policy.

Contacting Us

You can get in touch by contacting us +44 (0)20 7709 4500 or email insurance@capita.co.uk

These terms shall be governed by and construed in accordance with English Law and each party to these terms submits to the exclusive jurisdiction of the English Courts.